Why would I offer my clients a biweekly payment program?

1. To save your client Tens of Thousands of dollars in mortgage interest expense and reduce their term by as much as 10 years.
2. They will build equity up to 3 times faster.
3. Due to the actual interest expense being dramatically reduced, the effective rate turns out to be much less. This satisfies the strict rate shopper and is a tremendous sales tool for you and your company. After all, it’s all about competitive edge.
4. More referrals- Don’t you think that they will be more likely to recommend the person that saved them say $50,000 on their mortgage? Plus, you can offer this to their friends and relatives on their existing loans without refinancing.
5. As you work in a broker capacity, once you have closed the loan and shipped it to your investor, THEY WILL OFFER YOUR CLIENT A BIWEEKLY OPTION FOR A FEE. And you are out of the loop.
6. Our program pays you 50% of the enrollment fee of $400. (50% = $200 to you.)
7. You’re smarter that the average mortgage originator.

Couldn’t my client just prepay their mortgage themselves?

Absolutely. However, we have noticed many unaccredited individuals stating that "you should never pay for a service that you can do yourself." If that were true, we would all be doing our own taxes, cutting our own grass, and changing our own oil. If you are a financial professional with knowledge of compounded interest, and have mortgage auditing expertise, you probably do not need the services of a company like EQUITY EXPRESS. The majority of our clientele enroll into the Equity Express program because they do not have this type of background, and mostly, because they have no desire to turn their mortgage into a hobby or a part-time job.

More Important!!

We are the first to admit that you can pre-pay your mortgage yourself. But, were you aware that there are countless examples of the lender not applying the prepaid funds properly? According to the General Accounting Office in Washington, D.C., this is resulting in loan errors totaling in the Billions of Dollars. That is exactly why companies like ours exist. We offer an annual audit to protect the client and to make sure that their money is being applied properly.